If it has, we recommend that you contact your insurance broker to find out if a recent ruling by the NSW Court of Appeal means you could be entitled to compensation.
A recent Business Interruption Insurance test case in the NSW Court of Appeal found that some Australian insurance policies included the outdated infectious disease cover restriction, which refers to the Quarantine Act 1908 instead of the Biosecurity Act 2015. As a result of this, the NSW Court of Appeal held that COVID-19 is not a disease "declared to be a quarantinable disease under the Quarantine Act 1908 and subsequent amendments", and "accordingly was not excluded from the disease benefit clauses". We believe that this may be appealed.
If you have suffered a direct financial loss due to the COVID - 19 Pandemic and have Business Interruption Insurance cover or other applicable Insurance cover under your existing insurance policies, you should call to your insurance broker to determine whether you may be able to make a claim.